Viewing posts from: January 2016

What Does Cash Rating Mean?

Posted by Irene Pollak in Safes | 0 comments

15.01.16

When you are looking at buying a safe, most specs will involve the cash rating of a safe; $2000 (cheap and nasty safes usually), $5000, $10,000 up to $25,000.  A cash rating is the level of cover that an underwriter, insurance company, will give to the contents of the safe, a cash rating is therefore also a very good indication of the security level of the safe, the higher the rating, the more security is offered.

In the UK they are called safe grades, same thing, they go up to Grade 13 and insure for a value of three and a half million pounds.  Yes there are safes, strong rooms, that can offer this value of cash rating in Australia.

safe-grades

Image source; Burton Safes

But what most people do not realise, especially if you go to Bunnings or Masters to look at their safes with staff that have a general knowledge about what is in their section, is that this can be improved by installing a supportive system.   A supportive system is usually what insurance and safe manufacturers mean to be a CCTV and/or Alarm system.

KS2 cash rating

This Guardall KS2 (business deposit safe)

"Recommended insurable cash rating in an unsupported situation $50000.00"

You will have to speak to your insurance company on what specifications are needed to be met when they say this; self installed system or a system installed by a professional, or even a monitored system which is monitored 24/7 with 3 contacts on the list if the alarm system goes off as well as direct contact with Police services.

There are many levels to security and every home and situation is different.

We have had way too many sad outcomes of people being under covered due to a cash rating of their safe that is below the value of the items stored within them.  When this is the case, the insurance company will see that the items were not secured adequately, plus other measures; broken locks, open windows, spare/lost keys used in break in.

To find out how these extra measures can add to your cash rating speak to your insurance agency and others to get an idea within the marketplace of how insurance companies are able to not only provide higher cash ratings but also over premium discounts because you have lowered your security risk.

Remember security is not just one action, it is a building upon small measures which leads to making your home and the valuables; family and high priced pieces, more secure.

Good Quality Gun Safes

Posted by Irene Pollak in Safes | 0 comments

There are a lot of safes out there, Bunnings sell them, Masters sell them, gun shops sell them, but there are safes and there are safes.  Some may offer a great comfort to you just because you have one, but is it secure, does it have a secondary locking system if they manage to damage and open the lock?  How much time will it take for someone to break into your safe?  This last question is the key, no safe can guarantee 100% security, with time and the right tools every safe is crackable.  But a good safe is what buys you the maximum amount of time.

Does it have secondary locking bolts that will not release when it detects the first locking system; the combination lock or key lock has been tampered with?

How thick is the door and sides, does it have cement component in the lining of the sides; this makes grinders useless on them or does it offer a 10mm of higher thickness = more time to cut through?

Is your safe positioned in a space where a crowbar can not be used to leverage the door open?

Is there no swinging room for a sledgehammer?  Yes they do, if you are asking whether they would.

There are two types of criminals, the opportunist who does little to no research on your property before attempting a breakin and the professional.  If you are targeted by an opportunist and you have a Masters or Bunnings safe for your rifles, guns or ammunition, then you may have a 50/50 chance of keeping your possessions, if they don't find your safe, if they are disturbed or they are the really stupid kind of opportunist criminals.  But....  if you get an opportunist who can scratch two sticks together, forget it, they are gone, in most cases these safes can be broken into in under 5 mins - 10 at a push.  There are many videos of kids cracking cheap safes.

Now among the best of the good quality gun safes, we recommend two brands; Lokaway and Guardall gun safe ranges.

Lokaway have a double locking system: this is in the form of a swing and lock system that has been patented to be in only this brand of safe, their safes cater for all category rifles/guns, offer safes above and under 150kg.  Safes under 150kg needs to be bolted down, over 150kg does not, based on the category of rifles/guns you are storing, the higher grades need securing no matter the weight of the safe.

lokaway gun safes 2

They do sell smaller rifle safes for 3-6 pieces up to 30+ firearms, all their safes are carpet lined.

It comes with keys that will over ride the key pad.  They all come with bolts to secure them to the floor in your house or garage.

Please take the time to view this independent review of one of the Lokaway safe range.

lok2kclosed

Lokaway 5-7 gun safe retails at $530

LOK3K closed

10-16 rifle safe; $680-$720

lokaway gun safes

the 20-30 rifle case sells for $2300 - $2400

The Lokaway range starts at $460 up to $2240 for the largest.  Like anything you get what you pay for and seeing as though for most people when they buy a gun safe or any safe, it is a once in 10-15 year event so make it count.

Guardall Safe range all come with internal carpet to protect your firearms and has a separate ammunition storage compartment in all of the gun safe range.  They also sell a small range of ammunition/hand gun safes.

kgbG2open

This is the Guardall G2 and it can store up to 7 rifles; approx $300.

kgbG3Eopen2

the G3 sells for approximately $410

and G3E for around $500

gs30eopen-194981436

The ammunition safes range; variation in sizes to this model, sell from $190 up to $320

kgbG4Eopen2

Guardall G4E $1780 it holds 8-16 rifles and weighs 224kgs.

Please talk to us, Nathan is the man to ask for, about the gun safe range.

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